Economic Insights Archives - Vested

Here’s what we’re thinking about

Credit-risk Transfers: A Financial Vulnerability

Looking back to the 2008-2009 financial crisis for guidance, Chief Economist Milton Ezrati explores what may be one of today's greatest vulnerabilities in the face of a potential recession: credit-risk transfers.

Milton Ezrati, Chief Economist

Gobbling Up a Little Less: Inflation and Thanksgiving 2022

With Thanksgiving right around the corner, US Americans are preparing for stuffing—the side dish and themselves. But with inflation ravaging the economy and threat of recession on the horizon, many are tightening the elastic on their stretchy pants.

Bryan Aungst, Contributing Writer

Declining M&A Activity Speaks Volumes

A decline in M&A activity has spread to every market, a signal of things to come. Vested Chief Economist Milton Ezrati explores the roles interest rates, inflation, currency fluctuations, and uncertainty play in business decision-making, and what to expect in the future.

Milton Ezrati, Chief Economist

UK SMEs: Optimism in the face of challenge

The Vested UK office recently hosted a Breakfast and Brainfood event and welcomed back Shiona Davies, author of the BVA BDRC SME Finance Monitor to update us all on today’s SME landscape.

Jodi Dawson, Head of UK Agency Experience

More To Worry About In Financial Markets

As the Fed drives up interest rates and recession looms, there's more to worry about in financial markets. Vested Chief Economist Milton Ezrati explores.

Milton Ezrati, Chief Economist

The US Economy is Sick

As we stand on the precipice of a recession, one thing is clear - the economy is under the weather. Vested Chief Economist Milton Ezrati looks at earnings, inflation, and GDP to offer insights about our current situation.

Milton Ezrati, Chief Economist

Inflation: No Relief Today, Nor Any In Sight

September numbers confirm--inflation's not going anywhere anytime soon. Chief Economist Milton Ezrati investigates inflation numbers from the month and what we can expect in the near future. Originally published by Forbes.

Milton Ezrati, Chief Economist

East And West Rates Going In Different Directions

Western central banks have been fighting inflation by raising interest rates, but China has taken a different approach. Vested Chief Economist Milton Ezrati explores in this article originally published by Forbes.

Milton Ezrati, Chief Economist

Federal Financial Mess

Chief Economist Milton Ezrati explores the current federal financial mess we find ourselves in and offers his insights on how we got here in this article originally pushed in The Epoch Times.

Halloween Spending 2022: Eye of Newt at Record Prices

While some may say it’s just a bunch of hocus pocus, there’s something darkly magical about spooky season. Halloween is the most fun when it’s all about the scares, and this year promises something truly terrifying: irrational consumers. Despite record inflation, a record number of adults (69%) are planning to celebrate Halloween in 2022. Dive into the ghoulish details in this blog to learn more.

BOOryan Aungst, Contributing Ghostwriter

A Guide to the Student Debt Debate

President Biden has ordered the Education Department to pursue a plan of massive debt relief for former and existing college students. But every public policy has its winners and losers. Chief Economist Milton Ezrati explores the potential economic impacts in this guide to the student debt debate.

Milton Ezrati, Chief Economist

Interest Rates Will Go Higher

Fed Chairman Jerome Powell has indicated that more rate increases are coming. Vested Chief Economist Milton Ezrati explores implications for recession and the economy at large, in this article originally published in The Epoch Times.

Milton Ezrati, Chief Economist

The CHIPS for America Act: A Strange Mix

Chief Economist Milton Ezrati takes a deep look at the CHIPS for America Act - a new bill devised to spur semiconductor manufacturing in the US.

Milton Ezrati, Chief Economist

The Federal Reserve Has A Long Way To Go

The Fed shows no signs of slowing down interest rate hikes, and markets have responded accordingly. Chief Economist Milton Ezrati explores implications and looks to the past to provide future guidance in this article originally published by Forbes.

Milton Ezrati, Chief Economist

The UK’s not so ‘mini-budget’ could have a major impact

Since mid-summer, debates surrounding what the new conservative leader and Prime Minister would do to tackle the cost of living crisis have been widespread. Now that we know it is Liz Truss, the country’s attention is very much fixed on her to deliver a plan.

Marcus McGrigor, Account Assistant

Whither Real Estate: Impact of Inflation

Rising mortgage rates aren't going anywhere in the near future. But these aren't the only factors impacting the housing market. Chief Economist Milton Ezrati explores market pressures and how some are coming to see real estate as a safe haven for wealth in this article originally published in Forbes.

Milton Ezrati, Chief Economist

How Founders Get More Sales in Their Startups

Vested Ventures CEO Eric Hazard joins Making Billions with Ryan Miller to discuss the right messaging when raising capital and the benefits of the PESO model.

Caroline McMullan, Marketing Specialist

Inflation Numbers Sink Wall Street

Vested Chief Economist Milton Ezrati joins KNX In Depth to discuss the latest on inflation and the economy.

Caroline McMullan, Marketing Specialist

New Business Formation Offers Good Economic News

Is the economy in a recession? Chief Economist Milton Ezrati weighs in, looking at the rate of new business formation as a key indicator.

Milton Ezrati, Chief Economist

Banking in the Face of Rising Rates, Recession and Inflation

After second quarter bank profits fell from a year ago, Chief Economist Milton Ezrati examines the impact of rising rates, recession and inflation on bank earnings.

Milton Ezrati, Chief Economist

Back-to-School Loans?: Inflation Impacts BTS Spending

As the summer winds down, back-to-school shopping is in full gear. With inflation at a 40-year high, families are feeling the impact, but that hasn't slowed down spending.

Bryan Aungst, Contributing Writer

Investing in Fintech with an Impact

Vested Ventures CEO Eric Hazard joins The Compassionate Capitalist podcast to discuss the nuances within fintech and how its uniquely qualified to address issues with financial access.

Caroline McMullan, Marketing Specialist

Is the Fed Up to the Job?

The Fed has started taking action to ease inflation, but do they have the mettle to stay the course? Chief Economist Milton Ezrati explores whether the Fed is up to the job in this article originally published in Forbes.

Milton Ezrati, Chief Economist

Cost of Living Crisis: How Does It Impact How We Communicate?

As the cost of living crisis continues to take its toll and inflation is expected to peak above 10% later this year, Account Director Amelia Graham explores what it means for both borrowers and savers in real terms and ultimately how brands communicate with their customers.

Amelia Graham, Account Director

A Break in Inflation?

July brought a measure of relief on the inflation front, but one month does not make a trend. Chief Economist Milton Ezrati digs into details from the latest CPI report and offers insights about the ongoing economic situation in this article originally published in Forbes.

Milton Ezrati, Chief Economist

Real Estate: One Way to Hide from Inflation

Facing the prospect of long-term inflation, investors are looking to protect their wealth. Chief Economist Milton Ezrati explores how real estate might be the best bet to hide from inflationary pressures.

Milton Ezrati, Chief Economist

Will The Fed's Latest Move Be Enough to Combat Inflation?

Vested Chief Economist Milton Ezrati joins Yahoo! Finance Live to discuss whether the latest move by the Fed will be enough to combat inflation.

Caroline McMullan, Marketing Specialist

The Biden-Harris Inflation Plan: Rhetoric or Real?

Vested Chief Economist Milton Ezrati weighs in on the Biden-Harris plan to tackle inflation in this article originally published on Forbes.

Milton Ezrati, Chief Economist

Plain Speaking Needed To Make Sense of E, S and G

Vested Associate Director Henry Adams examines the complexities of ESG and how leaders and businesses can be more specific about their agendas.

Henry Adams, Associate Director

Interest Rate Hike Looks to Fight Off Inflation

Vested Chief Economist Milton Ezrati joins the KNX In Depth team to discuss the impact of the Fed's interest rate moves on inflation.

Bryan Aungst, Contributing Writer

Can the Fed Counter Inflation?

The Fed faces an especially tough battle against inflation in the months to come. Vested Chief Economist Milton Ezrati weighs in on how we got here and what to expect next.

Milton Ezrati, Chief Economist

Give Me Liberty or Give Me Debt: Exploding Cost of Fireworks

With the 4th of July approaching, many are getting ready for travel, cookouts, and the All-American Fireworks Spectacular. But with supply chain issues and inflation ravaging the economy, the cost of Independence Day celebrations is higher than ever, and many fireworks displays across the country are being canceled as a result.

Bryan Aungst, Contributing Writer

The Economic Impacts of an Abortion Ban

The Supreme Court's landmark decision to overturn Roe v. Wade impacts not only women, but the financial sector as a whole. Senior Account Executive Samantha Clark examines how the ruling may influence economic opportunity.

Samantha Clark, Senior Account Executive

Can Biden Help Affordable Housing?

Vested Chief Economist Milton Ezrati shares his thoughts on President Biden's 5-point affordable housing program and how market limitations could affect outcomes.

Milton Ezrati, Chief Economist

Weakening Household Finances

Vested Chief Economist Milton Ezrati explores how budget constraints will slow consumer spending growth for The Epoch Times.

Milton Ezrati, Chief Economist

Roots of America's Labor Shortage

There are many theories as to why the nation is facing a labor shortage. Vested Chief Economist Milton Ezrati explores various explanations and attempts to get to the root of the problem.

Milton Ezrati, Chief Economist

Father's Day Spending Index 2022

For many, Dad taught us our earliest financial lessons. Turn off the lights. Don’t touch the thermostat. You don’t need new shoes until your white New Balance sneakers are completely green from mowing the lawn 1,000 times. You know, the basics. With Father’s Day a few days away, most of us will be looking for a way to repay the man who raised us for all the insights, encouragement, and lessons in frugality.

Bryan Aungst, Contributing Writer

However Bright Stuff Looks, there is Always Trouble

The digital revolution is well underway, but it's important to consider the environmental impact of new technologies. Vested Chief Economist Milton Ezrati discusses tech-related energy use and implications for the future.

Milton Ezrati, Chief Economist

Inflation Will Lead Inexorably to Recession

With inflationary pressure confronting the economy, Chief Economist Milton Ezrati believes recession is on the horizon. Here, he shares his thoughts on timing and outcomes with Forbes.

Milton Ezrati, Chief Economist

Eric Hazard Talks Financial Literacy and How to Manage Its Complexities

Vested managing director and CEO of Vested Ventures Eric Hazard joins NBC News Radio to discuss financial literacy and how people can get started on the path toward a more informed financial future.

Caroline McMullan, Agency Marketing Specialist

How Inflation will Impact the Cost of Your Memorial Day Picnic

Inflation is driving up the price of just about everything these days. That means your Memorial Day picnic is going to be a bit pricier this year.

Bryan Aungst, Contributing Writer

Milton Ezrati on the Economy, Housing Market and the Possibility of an Upcoming Recession

Vested Chief Economist Milton Ezrati joins managing director Jacqueline Gogel to discuss the current housing market and whether the economy is positioned for recession.

Caroline McMullan, Agency Marketing Specialist

Inaction in Europe Makes the Fed's Anti-inflation Fight Tougher

Inflation will persist as a problem on both sides of the Atlantic as the ECB weighs its options. Vested Chief Economist Milton Ezrati offers insights on what the coming months might hold.

Milton Ezrati, Chief Economist

April Showers Bring Q2 Revenue Boosts

Dive into springtime with a look into the home and garden sector and how it's changed over the last few years.

Bryan Aungst, Contributing Writer

Milton Ezrati on TD Ameritrade Network: Recession Is Coming, Inflation Is The Villain

Vested's Chief Economist Milton Ezrati joined TD Ameritrade Network's "Market on Close" to discuss how the Fed's fight against inflation, rising interest rates, and restrained credit could bring on a recession.

Caroline McMullan, Agency Marketing Specialist

The Revealing Economics of the Metaverse

Vested's Chief Economist Milton Ezrati takes a look at the economics of the metaverse, and how they parallel the "real" world.

Milton Ezrati, Chief Economist

You Can’t Put a Price on a Mother’s Love, But You Can Try

Mother's Day 2022 will see record spending in the U.S. How does it stack up to previous years?

Bryan Aungst, Contributing Writer

May the 4th Be with You: The Economics of Nostalgia

On the holiest of holidays in Geekdom, we look at the value of original Star Wars memorabilia on today's market and see how the toys stack up against the S&P 500 over the years.

Bryan Aungst, Contributing Writer

Inflation-fighting Policy Failure Seems Unavoidable

Vested's Chief Economist looks at the Fed and ECB responses to fighting inflation.

Milton Ezrati, Chief Economist

Housing: Poised for Trouble

Residential real estate may be due for a correction. Vested's Chief Economist paints a picture of what the future could hold.

Milton Ezrati, Chief Economist

Recession on the Horizon

Vested's Chief Economist explores how today’s inflation is laying the groundwork for a significant and fundamental recession further out on the horizon.

Milton Ezrati, Chief Economist

Investing in the Metaverse

Investing in the metaverse may not be as revolutionary as some believe.

Milton Ezrati, Chief Economist

US Economy: Slowing Growth and Inflation

Vested's Chief Economist Milton Ezrati explores economic indicators that paint a picture of slowing post-pandemic recovery amid ongoing inflation.

Milton Ezrati, Chief Economist

Vested Ventures Makes Strategic Investment in Fintech Startup, Qoins

Qoins is a financial planning app that helps users pay down debt and achieve financial goals through automation.

Bryan Aungst, Contributing Writer

Milton Ezrati on TD Ameritrade Network: "Required Rate Increases Could Cause a Recession"

Vested Chief Economist Milton Ezrati on the TD Ameritrade Network show "Morning Trade Live" discussing inflation and the risk of a possible recession.

Keren Unrad, Head of Agency Marketing

Buy Me Some Peanuts and Cracker Jacks, I am Never Going to Financially Recover from This

As baseball fans return to the stands, concession costs creep higher.

Bryan Aungst, Contributing Writer

A Universal Basic Income?

Milton Ezrati gives his thoughts on the idea of a Universal Basic Income and thinks "the idea to give a free cash stipend to everyone is wrongheaded".

Milton Ezrati, Chief Economist

War and the Price at the Pump

Vested's Chief Economist, Milton Ezrati weighs in on the impacts of the war in Ukraine on the prices we're paying at the pump.

Milton Ezrati, Chief Economist

Modern Comms is More Substance than Style - a Reminder from EVRi

Earlier this month, EVRi (formerly Hermes), one of the UK’s best known delivery companies announced a complete corporate rebrand in a likely bid to remove itself from its toxic brand identity.

Henry Adams, UK Associate Director

The Fed Does As Expected, Giving Reason for Both Relief and Disappointment

Milton Ezrati gives his analysis of the Fed's recent interest rate increase.

Milton Ezrati, Chief Economist

Five Facts About Women and Finance: Supporting Financial Literacy for Women

During Women’s History Month, we want to emphasize the importance of women increasing their wealth through education. Here are five facts about women and finance that should encourage you to prioritize financial literacy.

Mansura Ghaffar, Contributing Writer

From the Frontlines of Ukraine: A Follow Up with Yuriy Matsarsky

Qwoted's Editor In Chief, Lou Carlozo conducts a follow-up interview on March 18 with Yuriy Matsarsky, the Ukrainian journalist-turned-soldier to get an update on the conditions in the war zone.

Keren Unrad, Head of Agency Marketing

Sanctions Will Weigh Heavily

Milton Ezrati speculates on the effects current global sanctions will have on the economy of Russia.

Milton Ezrati, Chief Economist

Milton Ezrati Discusses the War in Ukraine and Possible Recession on KNX News "In Depth"

Vested Chief Economist Milton Ezrati weighs in on how the war in Ukraine will affect the American economy.

Keren Unrad, Head of Agency Marketing

Banks and Fintech May Miss the Expected 2022 Lending Surge

Vested's Chief Economist, Milton Ezrati, warns that the projected lending surge, may not be as promising as it appears.

Milton Ezrati, Chief Economist

What's the Deal with the Digital Dollar?

With cryptocurrencies gaining in popularity, is the digital dollar far behind?

Milton Ezrati, Chief Economist

Building Financial Resilience With America Saves Week

America Saves Week is happening now! And this year’s theme is all about building financial resilience. Here are America Save’s top five tips for boosting your financial resilience this week.

Keren Unrad, Head of Agency Marketing

Women Are Not Returning to the Workforce After the Pandemic

Many women who worked before the pandemic remain at home.

Milton Ezrati, Chief Economist

FinTech and the Regulators

Regulation is coming for the global FinTech industry, but how smoothly it goes over still remains to be seen.

Milton Ezrati, Chief Economist

Valentine's Day Spending: How Much Do People Spend In The Name Of Love?

Valentine’s Day spending is expected to hit $23.9 billion in 2022, with the average person doling out around $175.41 on their significant other. Here’s a closer look.

Cassidy Horton, Contributing Writer

Milton Ezrati Discusses Inflation on KNX News "In Depth"

Vested Chief Economist Milton Ezrati joins KNX News "In Depth" to discuss inflation and if there is any end in sight.

Keren Unrad, Head of Agency Marketing

In defence of EastEnders - how pop culture shapes finance

Self-professed financial services geeks shouldn’t care about who killed whom on EastEnders, right? Corporate business strategies bear no relation to Keeping Up With The Kardashians… Well… not quite. Celebrity and pop culture has always influenced the status quo, which in turn impacts how consumers interact with financial services firms. As well as the social reforms that came about thanks to his writing, Charles Dickens is widely accredited to have given us the cultural blueprint for the ‘traditional’ Christmas we know today.

Lucy Mundy, Associate Director

Capital Spending Points to Growth, At Least for the Time Being

Milton Ezrati hints that an increase in capital spending may be an indication that economic recovery is coming.

Milton Ezrati, Chief Economist

Milton Ezrati Discusses Consumer Confidence on Yahoo Finance

Vested Chief Economist Milton Ezrati joins Yahoo Finance Live to discuss consumer confidence, inflation and real estate.

Keren Unrad, Head of Agency Marketing

Doing Well, but Feeling Worried Nonetheless

Americans know more about inflation and the economy than the media gives them credit for, but the real indication of how they feel about the current state of affairs is in their spending habits.

Milton Ezrati, Chief Economist

What Happened Last Time is Not Encouraging

Milton Ezrati warns that Washington's aggressive spending could lead to inflation rates similar to the 1970's.

Milton Ezrati, Chief Economist

Robinhood's 2021 PR Crisis

Vested's Eric Hazard comments on Robinhood's 2021 PR crisis in PRovoke Media's roundup of the top 20 PR Crises of 2021.

Keren Unrad, Head of Agency Marketing

Milton Ezrati Previews December Jobs Report on Cheddar News

Milton Ezrati speaks to Cheddar News about what to expect in the December jobs report

Erica Thompson, Head of Agency Marketing

Here We Go Again --- Maybe

Milton Ezrati, Chief Economist

The meaning of being customer-led

Elspeth Rothwell, CEO UK, Vested

A wiser way to go public

Linden Gregory, Senior Account Manager, Vested

JPMorgan Chase Adds Nutmeg to its U.K. Launch Plans

Alex Bayliss, Associate Director, Vested

Reaching B2B Audiences in a B2H Way

Katie Spreadbury, UK Managing Director

The Battle For British Capitalism

Danny Calogero, Director

Next Up on the Legislative Front: Infrastructure

Milton Ezrati, Chief Economist