Windfall Alert: How Should You Invest A Raise, Bonus, Or Inheritance?

Article for financial/investment advisors on how they should advise clients who receive a raise, bonus, inheritance, or other “financial windfall.” Should clients use the money to pay down debt? Invest in the market? Buy a retirement annuity? What’s the best financial use of a money windfall and why? All comments welcome. Requirements: Investment advisors, money managers, investment experts, money experts, people who have received a financial windfall.