Tips on Paying for Senior Caregiving

Working on article on how financially burdensome it is to pay for senior care giving, and what role financial advisors/planners can play in helping families/clients manage those costs. What steps can families take to reduce senior care costs, or at least manage them better? Should they build a savings fund early on? Raid their retirement fund? Take out a loan? Cut back the household budget? What are their best options and why? I am a freelancer.