Story Title and Theme – Are Tax Deferrals Enough To Steer Clients Into Retirement-Saving Annuities? Some financial experts say that tax deferrals are the main drivers in retirement savings, and that using annuities offers more tax deferral benefits than traditional investments. What’s your take? Do annuities really offer best rates of return AND the best tax deferral benefits, as some claim? Why or why not? Is there a better way to go for retirement savers? What is it and why? Requirements: Annuity experts, retirement savings experts, investment experts, tax deferral experts, actual annuity users and retirement investors.