I am interested in connecting with people who have taken out a personal loan to reduce their interest rate on other debt they owed. I’d like to find out 1. How much were you able to reduce your interest rate by taking a personal loan? 2. How did this help your repayment process (e.g. did it lower your monthly payments or allow you to pay back your loan faster)? 3. Do you feel it was a smart decision to use a personal loan to reduce your interest rate on other debt? Requirements: People who have taken out a personal loan to repay higher interest debt.