I am interested in connecting with people who have taken out a loan to repay other debt they owed. I’d like to find out 1. How much were you able to reduce your interest rate, if any, by taking out a personal or debt consolidation loan? 2. How did this help your repayment process (e.g. did it lower your monthly payments or allow you to pay back your loan faster)? 3. Do you feel it was a smart decision to use a personal loan or debt consolidation loan to reduce your interest rate on other debt? Requirements: People who repaid debt with a personal loan or debt consolidation loan.