Looking for Financial Experts for Story on how to Raise Your Credit Score Fast

It’s Erik Martin with The Mortgage Reports website ( I’m looking to interview credit score experts, mortgage lending professionals, certified financial planners, and other financial professionals for the following story: How to raise your credit score fast. This story will examine ways to increase your credit score and improve your chances of owning a home. Below is a list of questions I’m seeking answers to. I can either conduct a phone or email interview (with the latter, please email me back full-sentence written responses that I can use as quotes). My deadline is noon central time, Wednesday March 28. Questions: 1. Why is it so important to have a higher credit score, especially if you are trying to purchase a home? 2. How is your credit score determined? And what does the actual numerical score mean? What credit score range is preferred? 3. Please provide detailed tips on how someone can raise their credit score relatively quickly. What should they be doing? 4. What is a realistic expectation in terms of how quickly a credit score can be raised if they follow your tips? 5. How long should a person wait to apply for a mortgage loan after attempting your tips? Where and how can they check their credit score to verify that the score has been raised and now is a good time to apply for a loan? 6. What are some things that people often overlook or underestimate when it comes to their credit score and its importance? 7. Any other thoughts, tips or suggestions on this topic? 8. What is your full name, title, company, city/state location, and email address?