What was your financial wake-up call?

Looking to interview people about their financial “wake up call.” What happened that made you realize you needed to pay attention to your finances or change the way you approached budgeting? How did you approach it before this event or moment, and what do you do now? This can relate to basic expense tracking, investing, paying off debt — anything related to personal finance. Requirements: You’re available to interview via phone or email. I’m happy to link to your blog or website, if applicable.