Experts needed to answer consumer credit questions

The personal finance website MoneyTips is in search of consumer credit experts who can answer questions about credit scores and credit reports and other credit issues from consumers. We would like our readers to get accurate answers, but warn them that we make no warranties concerning the suitability of the advice for their particular circumstance or its accuracy. Requirements: Qualified Americans wise in the ways of consumer credit, credit cards, etc. Former or current employees of credit bureaus and credit card companies welcome.