Intelligence

Different credit scoring models

I’m writing an article for about the differences between credit scoring models and am looking for a credit expert to weigh in. Specifically, here are my questions: – Why are there so many different credit scoring models? – What are the main differences between the FICO and VantageScore models? – How should people view educational credit scores? – What’s the most important thing to understand when you’re checking your credit score, regardless of the model?