The last time there was a debt ceiling crisis, bank stocks tanked. Will that happen again, now that we’re just a few weeks away from another potential government default on its debt? What does the debt ceiling crisis mean for bank lending? Would it spook businesses and consumers into not borrowing? Would overnight lending dry up? Would repurchase agreements (& other liquidity) dry up? Would there be an immediate rise in rates? Which rates would increase? Could the Fed be able provide liquidity, in case Treasuries become un-tradable and un-redeemable? I also want to discuss the potential widening of credit spreads. I am most interested in speaking to bank executives, bank lending officers or economists for work for banks.