I’m writing an article for CardRatings.com about credit cards and college students. If you’re a personal finance expert with an advice for college students getting their first credit card, I’d like to hear from you. (Not looking to hear from experts from websites that would be considered a rival to CardRatings.com, just to save some people time.) I’m looking to hear what tips you’d suggest college students think about when getting their first card (and if your advice is, wait until you have a full-time job, or become an authorized user first, etc, that’s fine – I’d be happy to hear that, too). Also happy to hear from any college students or recent college grads or parents, if you have tips or anecdotes you’d like to share.