Can A Health Savings Account Save Your Household Medical Care Budget? – With all the turmoil surrounding the Affordable Care Act, and it’s crumbling infrastructure and uncertain future, U.S. workers would do well to examine their health care insurance options. Increasingly more and more workers are turning to health savings accounts, where participation is up 21% and account amounts are up by 36% this year. What can a HSA do – and can’t do – for you? Here’s a look under the hood. Requirements: HSA experts, health care insurance experts, investment advisors, money experts, HSA users.