We’re a personal finance blog that focuses on financial literacy and the basics of money management. We’re writing a post about what factors–especially bad credit–can prevent people from opening a checking or savings account. Topics will include: Can Bad Credit prevent you from opening an account? What other factors can prevent someone from opening a bank account? What does the term “underbanked” mean and who, demographically, does this term describe? What are some good (and bad) alternatives if you can’t open an account? What can you do to start fixing your credit in order to get a bank account? Requirements: We are looking for experts in banking, credit, bad credit, credit scores and reporting, lending, personal finance and financial literacy.