Building Credit After College

Building Credit After College

I’m writing an article tailored to recent college graduates who just landed their first job. What is some advice for using that to their credit advantage? A few possible approaches I’m considering are: 1. Should you use your income to qualify for a card with a good limit/better rewards? 2. Should you ask your issuer if you can upgrade your student card to a better card in their portfolio (now that you’re making money)? 3. Don’t use your increased income as an excuse to spend more and get into debt/high utilization. In addition to these, what are some other key credit-building considerations for new college graduates who’ve landed their first job, and how they can use their newfound employment to build their credit? If you have any insight on this I would love to hear from you!

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