Intelligence

Need experts on retirement for May-Sept. Couples

Reporter: Jeff Brown

Publication: U.S. News & World Report

Contact: iq@fullyvested.com

Deadline: May 11, 2017 12:00 pm

I’m looking for financial advisors, academics and experts in aging and retirement, with tips on retirement planning for couples of widely differing ages. What financial issues need to be addressed if one partner, is,
say, 10 or more years younger than the other? What if it’s a really big difference — 20 or 30 years? I suppose that traditionally this has been an older husband and younger wife, with the husband earning more. If so, how is that changing, and how do the changes affect planning? Is the planning any different for a same-sex couple? What if there is a previous spouse or two in the picture? Or kids from other relationships? Do you find that both partners usually want to retire at the same time, or is it common for the younger to continue working until he or she also reaches retirement age? What is the best strategy with Social Security, health care, long-term care, retirement savings and pensions and annuities? Apart from general financial issues, what lifestyle issues to you see? One wanting to travel or move while the other keeps a full-time work schedule, for instance. What are the estate planning issues Requirements: I prefer responses by email containing usable content and quotes, the source’s contact info, full name, title, firm and location.

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